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Economy Skill Comparison

Salvage Expert vs Insurance Broker

Comparing Salvage Expert (Tier 3) and Insurance Broker (Tier 4), both in the Economy branch in Starforge MMO. They draw from the same skill-point budget, so this breakdown helps you decide which to unlock first.

At a Glance

AttributeSalvage ExpertInsurance Broker
BranchEconomyEconomy
Tier34
Skill-point cost2 SP3 SP
Effect+15% Salvage Yield+20% Insurance Discount
TypePassivePassive
Cooldown
Prerequisites12

▼ marks the earlier tier and lower skill-point cost — the more accessible pick. The right unlock still depends on the effect your build needs.

Salvage Expert

Tier 3 Economy Passive

Systematic salvage techniques recover components from debris that others would discard.

Effect

+15% Salvage Yield

Prerequisites

Insurance Broker

Tier 4 Economy Passive

Preferred broker relationships and claims history reduce fleet insurance premiums significantly.

Effect

+20% Insurance Discount

Which Skill Should You Unlock First?

Salvage Expert is the more accessible pick — it sits at Tier 3, so it unlocks earlier in the Economy tree. Grab it first to bank an early effect, then circle back for the deeper node once your skill points free up.

Salvage Expert details →Insurance Broker details →

More Economy skill comparisons